Winning in the digital economy

The banking industry has never seen more disruption—new, innovative challengers and advanced technologies are changing market structure and taking a bite out of revenues. In fact, 17 percent of industry players that entered banking over the last 13 years have grabbed one-third of revenue growth in Europe. For incumbents, the time to act is now.

Simply becoming a digitally better version of themselves isn’t enough to turn the tide. Like their competitors, banks need to become more relevant and harness digital to drive growth, they must rethink their “North Star” business models and be bold in reorienting their organizations—or they risk being left behind as the industry changes around them.

That’s where Accenture Banking comes in. Whether we're helping modernize core banking operations, turn a mobile banking experience into a social one, or reinvent payment and credit models, our banking consulting services empower clients with data-driven insights and the right tools to adopt a mindset fit for today's—and tomorrow’s—digital landscape.

Find out why it’s more important than ever for incumbents to reinvent themselves as high-flying, digital-first banks in our report, “Does Digital Leadership In Banking Really Matter?”

We compared the economic performances of 161 traditional banks to see if digital leadership really does matter in banking.

The Open Banking revolution is here

Technology + regulations are unlocking the banking value chain and how a bank acts now will shape its future to lose or win.

Open Banking is evolving the industry toward hyper-relevant, platform-based distribution and enabling banks to expand their ecosystems and extend their reach. Those that treat it as an opportunity vs. a threat will position themselves for a thriving, open, digital future.

Explore our collection of thought leadership to make sure your bank is ready.

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How we can help

Our banking consulting services are powered by deep industry experience and backed by a truly global presence.


Banking delivery centers around the world, including India, Spain, China & the Philippines


Of the top 50 banks worldwide are our clients


Of the top 20 money managers worldwide are our clients

Case studies

We created a pioneering app that elevated the car-buying experience for all involved.

We helped HSBC transform its HR function to deliver enhanced services.

The iGaranti service turns banking on its head and transforms how people manage their money.

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What we think

Jared Rorrer shares the top trends he believes will reshape the commercial banking industry this year.

Alan McIntyre shares 10 themes he believes will reshape the banking industry this year.

Explore the five essentials lenders must get right to deliver a profitable digital mortgage.

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Our leaders

Banking blog

We uncover the issues making waves in banking and payments, from digital transformation to compliance to technology—and everything in between.

Three challenges as we navigate the future of payments

Ray Daly considers the next wave of payments transformation, and the challenges and opportunities it brings.

Will your next ride share be in an electric, self-driving car?

Will autonomous vehicle software upgrades mean new cars will appreciate in value? Cam Krueger looks at the impacts on auto and fleet financing.

Lenders, step up to true digital mortgage or go home

Lenders need to apply innovation to shift their mortgage operations and reap the bottom-line benefits, says Alan McIntyre.

Explore Accenture research, partnerships and activities making headlines in the banking industry.

Accenture collaborates with JPMorgan Chase to create flagship branch

We teamed with JPMorgan Chase & Co. to design its new flagship branch that drives digital & physical customer experiences, bringing the brand to life.

Accenture Acquires Parker Fitzgerald, Enhancing Its Risk Advisory and Assurance Capabilities for the Financial Services Industry ?

Acquisition creates one of the largest risk and regulatory consulting practices in the U.K.

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